(Last updated: 20 October 2008)
Welcome to www.divvy.com (the "Service"), provided by Divvy ("Provider"). This policy describes our collection of personal information on the Service, as well as our use and disclosure of that information. By using the Service, you consent to the collection and use of personal information in accordance with this policy.
"Personal information," as used in this policy, is information that specifically identifies a person, such as his or her name, address, telephone number, e-mail address, or credit card number. Personal information also includes information about a person's activities and demographic information, such as date of birth, gender, geographic area, and preferences, when linked to information that specifically identifies that person.
Personal information does not include "aggregate" information. Aggregate information is information that we collect about a group or category of products, services, or customers that is not personally identifiable or from which individual identities are removed. We may use and disclose aggregate information for various purposes.
You provide personal information to us in several ways when you use the Service. For example, we collect personal information that you provide through voluntary submissions, such as when you register for an account, create a user profile, send a message to another user, or contact us to provide feedback.
We may also collect some information automatically when you use the Service, such as your computer's operating system and browser type, your Internet Protocol (IP) address, and the time of your visit. We treat this information as personal information if we combine it with or link it to personal information. Otherwise, it is used in the aggregate only.
In general, we use personal information to provide the Service, to respond to your requests and inquiries, to maintain a record of dealings with you, and to improve and develop products and services. If we use personal information to send you information about commercial products or services, we provide you with choices (see "Choice," below). We may also receive information from third-party sources, and may combine this information with other personal information we maintain about you. If we do so, this policy governs the combined information.
We do not sell, rent or share personal information with third parties without your prior consent, except in the limited circumstances described in this policy. We may disclose personal information in the following circumstances.
We may share personal information with third-party service providers who assist us in performing internal business functions These functions may include, for example, analyzing data, hosting our service, and processing transactions. We limit personal information we provide these third parties to that which we believe is necessary to carry out those functions.
We may disclose personal information when we believe it is appropriate to comply with the law (e.g., a lawful subpoena, warrant or court order); to enforce or apply this policy, or our other policies or agreements; to provide the Service, to protect our rights, property and safety, and that of third parties; to protect ourselves and our users from fraudulent, abusive, or unlawful use of, the Service; or if we believe that an emergency situation requires disclosure of communications or justifies disclosure of personal information without delay.
Information about our users, including personal information, may be disclosed as part of any merger, acquisition, debt financing or sale of company assets, as well as in the event of an insolvency, bankruptcy or receivership in which personal information could be transferred to third parties as one of our business assets.
Some features on the Service may allow you to post personal information that is available to other users. For example, any information that you make available in a user profile will be available to other users. You make personal information available to other users at your sole risk. We cannot, and do not, warrant or guarantee that any personal information that you provide on the Service will not be accessed, viewed, or used by unauthorized persons.
The Service may contain links to Web sites or services provided by third parties. Links to other sites or services are provided for your convenience only, and we do not have control over the privacy or security practices and policies of those third parties. Any personal information you provide on third-party sites or services is provided directly to that third party and is subject to that third party's privacy and security policies and practices, not this policy. We encourage you to learn about third parties' privacy and security policies before providing them with personal information.
The Service is not designed to collect personal information from children who are under 13 years of age, and we do not intend to collect such information. If you are under 13, you should not use the Service.
We have implemented reasonable security measures in an effort to prevent loss, misuse, and alteration of personal information under our control. We cannot, however, guarantee protection of personal information against interception, misappropriation, misuse, or alteration, or that it will not be disclosed or accessed by accidental circumstances or the unauthorized acts of others.
To opt-out of receiving commercial communications from us, you may follow the "unsubscribe" instructions contained in a communication you received from us. You may also contact us to opt-out from commercial communications.
You may update personal information in your member profile, if applicable, or may contact us at help@divvy.com to review personal information we have collected about you and to update personal information you have provided.
We will provide notice of changes to this policy by posting the modified policy on the Site and indicating the date it was last updated. If we make a change to this policy that is materially less restrictive on our use or disclosure of personal information, we will attempt to provide you with the opportunity to consent to that use or disclosure of your personal information. We encourage you to review this policy each time you use the Service to see if the policy has been updated.